Colorado Rental Property Insurance
Renting out a property is an investment, and it needs coverage built for landlords — not a standard homeowners policy. We shop your coverage across 12+ “A”-rated carriers to protect the property itself and the income it generates.
What’s Covered
- Dwelling — the structure itself, separate from tenant belongings
- Loss of rental income — if the property becomes uninhabitable after a covered loss
- Liability — protection if a tenant or visitor is injured on the property
- Vandalism & malicious damage — coverage tenant-occupied properties often need
Built for Colorado Landlords
Between hailstorms, wildfire exposure, and a competitive rental market across the Front Range and mountain towns, landlord policies need to account for property risk and income risk together. We compare carriers on both fronts, not just replacement cost.
Why Shop With Us
We’re independent, so we’re not tied to one insurance company’s rates or rules. And unlike call-center insurers, the same licensed agent who sets up your policy continues to manage it for the life of your coverage — you’re never passed off to someone new.
Get Your Free Rental Property Insurance Quote
Prefer to talk it through? Call 303-246-0889 or email nick@coloradoinsuranceshop.com.